Automatic Restoration in FHO

*Automatic Restoration* of Basic Sum Insured in the Family Health Optima Policy: There shall be automatic restoration of the Basic Sum Insured immediately upon exhaustion of the limit of coverage, during the policy period. Such Automatic Restoration is available 3 times at 100% each time, during the policy period. Each restoration will operate only after the exhaustion of the earlier one. It is made clear that such restored Sum Insured can be utilized only for illness / disease unrelated to the illness / diseases for which claim/s was / were made. The unutilized restored sum insured cannot be carried forward. Note: Automatic Restoration of Basic Sum Insured is available only for sum insured options of Rs.3,00,000/- and above