Star Health Insurance

Can I Revise in the sum insured in the Family Health Optima Policy: Any revision in sum insured is permissible only at the time of renewal. The Insured Person can propose such revision and the same is subject to Company's approval and payment of appropriate premium. Can the sum insured under the Family Health Optima policy be enhanced? The sum insured can be enhanced at the time of renewal of this policy subject to no claim being lodged or paid under this policy; both the acceptance for enhancement and the amount of enhancement will be at the discretion of the Company. Where the sum insured is enhanced, the amount of such additional sum insured (including the respective sublimit) shall be subject to the following terms A Waiting period as under shall apply afresh from the date of such enhancement for the increase in the sum insured, that is, the difference between the expiring policy sum insured and the increased current sum insured. 1. First 30 days as under Waiting period (i) 2. 24 months with continuous coverage without break (with grace period) in respect of diseases / treatments falling under waiting period (ii) a to (ii) h 3. 48 months of continuous coverage without break (with grace period) in respect of Pre-Existing diseases. 4. 48 months of continuous coverage without break (with grace period) for diseases / conditions diagnosed / treated irrespective of whether any claim is made or not in the immediately preceding three policy periods for Health Insurance/Mediclaim needs, Services, U can call me now at 98401 77017 Devarajan www.starhealthdevarajan.com https://www.facebook.com/mediclaimagent/