Co-payment under the Family Health Optima policy?
This policy is subject to co-payment of *20% of each and every claim amount* for fresh as well as renewal policies for insured *persons whose age at the time of entry is above 60 years*.
in the Family Health Optima Policy *Organ Donor Expenses* for organ transplantation where the insured person is the recipient are payable provided the claim for transplantation is payable and subject to the availability of the sum insured. Donor screening expenses and postdonation complications of the donor are not payable. This cover is subject to a limit of 10% of the Sum Insured or Rupees One Lakh, whichever is less.
Can I Revise in the sum insured in the Family Health Optima Policy:
Any revision in sum insured is permissible only at the time of renewal.
The Insured Person can propose such revision and the same is subject to Company's approval and payment of appropriate premium.
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