Friday, December 9, 2022

LIC Whatsapp Services


LIC LAUNCHES WHATSAPP SERVICES KNOW HOW TO GET ALL SERVICES ON YOUR PHONE. WhatsApp as a medium of communication is growing at a rapid pace. Not just personal communication, WhatsApp is increasingly used as an official channel in many companies, and the government is slowly entering the communication space to provide services more efficiently. Read more at https://starhealthdevarajan.com/news/1723
 

Top Up Health Insurance



 SHOULD I OPT FOR HEALTH TOP-UPS IN MY 40S? As you move ahead in your 40s, this proverb becomes more realistic. In your 40s, you are more susceptible to the possibility of critical illnesses compared to your 20s and 30s. This increases your medical expenses, and if you haven’t planned for this uncertainty beforehand, it can drain your savings and investments. Thus, you not only require health insurance but adequate health insurance coverage Read more at https://starhealthdevarajan.com/news/1718

NCB in Health Insurance



NO-CLAIM BONUS: IMPORTANCE OF NCB IN HEALTH INSURANCE.Among the most beneficial features of health insurance is the no-claim bonus. In today’s day and age, no-claim bonus has emerged as a prime highlight that policyholders receive with their health insurance plans. Read more at https://starhealthdevarajan.com/news/1719
 

POlicies and Tax

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INCOME TAX: HERE'S HOW LIFE INSURANCE POLICIES ARE TAXED IN INDIA

As per Section 10(10D) of the Income Tax Act, 1961, death benefits are always tax-free. Maturity benefits, however, are taxed based on the premiums.
The maturity amount from traditional policies is made up of two parts: Read more at https://starhealthdevarajan.com/news/1721



 

Thursday, December 8, 2022

Buying Life Insurance


THE COMPLETE CHECKLIST FOR BUYING LIFE INSURANCE IN 2023: When you identify the objective for buying insurance, you will be able to pick the right one suited to your need. Your objectives could range from providing your family adequate financial cover in case of your early death, saving for a specific goal like funding a child’s education or generating income after a certain age (post-retirement). Read more at https://starhealthdevarajan.com/news/1720
 

FIRE/FLOOD INSURANCE



 நம்மில் யாருக்குமே இயற்கை சீற்றங்கள் எப்போது வரும், எப்படி வரும் என்று சொல்ல முடியாது.

திடீர் தீ விபத்து, கன மழை, வெள்ளம், நில நடுக்கம், பூகம்பம், புயல் போன்ற இயற்கை சீற்றங்கள் நம்மை ஒரே நாளில் நிர்கதியாக்கிவிடும்.
நம் வீட்டைச் சேதப்படுத்தி ஒரே நாளில் நம்மை வீடற்றவர்களாக மாற்றக்கூடிய சக்தி படைத்தது. ஆகையால் இதுபோன்ற சமயங்களில் ஏற்படும் இழப்பினை ஓரளவு ஈடுகட்டும் வகையில் ஒவ்வொரு வீட்டு உரிமையாளரும் வீட்டைக் காக்க ஒரு இன்ஷூரன்ஸ் பாலிசி எடுத்துக் கொள்ள வேண்டியது அவசியம்.
வந்த பின்னர் வருந்துவதை விட, முன்கூட்டி திட்டமிட்டு செயல்பட்டால், சேதத்தின் அளவை குறைத்துக் கொள்ளவும், வாழ்வில் தாழ்வுராமல் பாதுகாத்துக் கொள்ளலாம்.

Senior citizen Health Insurance


 SENIOR CITIZENS MUST TAKE NOTE OF WHILE BUYING HEALTH INSURANCE

Elderly investors are afraid to share the correct details of their health conditions. They fear that putting in the right details about their lifestyle habits and pre-existing diseases will prompt the insurer to reject their policy application or charge higher premiums on their policies. Read more at