Health Insurance sub limits

WHAT ARE SUB-LIMITS IN A HEALTH INSURANCE POLICY? HERE’S ALL YOU NEED TO KNOW In the last few years, having a health insurance policy has become a must owing to the increasing lifestyle-related ailments and constant rise in healthcare costs. When buying an adequate health insurance, there are numerous factors that must be kept in mind to get the best coverage possible. It is recommended to properly know and understand the jargons of insurance like sub-limits, critical illness and pre-existing diseases related to health insurance. Amongst all these essential features, sub-limit tends to be the most under-rated feature even though it is one of the most crucial elements in a health insurance policy. WHAT IS A SUB-LIMIT? A sub-limit clause in a health insurance policy is a cap that the insurer puts for the policyholder on expenses against a specified medical procedure. It is usually a predetermined limit by the insurer on the total claim amount for some specific diseases or medical treatments. Insurers mostly place sub-limits on doctors’ consultation fee, hospital room rent, ambulance charges and some pre-planned medical procedures such as plastic surgery, cataract operation, knee ligament reconstruction and a few more. Read more at www.starhealthdevarajan.com/news/661 For Insurance related services, U can call 9840177017 Devarajan